Business Journals

mortgage application

Mortgage Pre-approval vs. Pre-qualification

A house is one of the most expensive investments you will make. If you are in the process of buying or moving house, you will likely need to borrow money to fund it. As such, applying for a mortgage should be at the top of your list. A mortgage approval will give you a sense

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couple applying for a loan

4 Things You Need to Know Before Applying for a Loan

If you live from paycheck to paycheck, you might find yourself low on cash one in a while. Even if you have budgeted your money carefully, one emergency can throw you and your finances off balance. If you feel this is your situation, you are not alone. When life throws you an unexpected curveball, you

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mechanics fixing car

The Must-Haves for a Repair Shop Business

If you have the skills of a mechanic and the mind of a businessman, you should consider making the best out of both worlds by opening a repair shop. This venture can be fulfilling and profitable for you, especially if you have the financial means to do it. However, you will need to establish the things

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office employees

Essential Business Processes You Should Automate

Research from Yahoo reveals that well over 543,000 companies start every month. With customers having more choices, your business should continue to innovate to stand out. One way to do this is to automate your processes. Automation is technology that controls and oversees the production and distribution of products and services. More than half of

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Services Your Business Should Outsource to Save Money

As lucrative as running your own business is, there are still tons of costs involved that you need to spend for. Outsourcing is one way to curb some of these expenses since it’s much cheaper than hiring people in-house and you only need to spend on these services when you need to. Taking on outside help is

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business planning

Successfully Grow Your Business in Four Steps

Business growth is an essential element of maintaining a thriving business. The moment your business starts to pick up steam is a joyous occasion because it means that the customers are happy with what you are offering and that they are responding well to your marketing strategy. Most importantly, it means that you are earning.

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4 Signs it’s High Time to Go for Mortgage Refinancing

Buying a home is a long-term commitment. You will find yourself paying the monthly mortgage for 10, 15, 25, or even 30 years. During this time, you will need to be careful with how you use your money. Proper management and focusing on the right priorities are the keys to becoming financially healthy. While you

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Computer-Related Business Opportunities You Can Explore

People use computers almost every day. You probably stare at it for at least eight hours on workdays, and you likely most of your vacation days posting and browsing online. Computers dominate the lives of modern people, so it’s not surprising to see business opportunities related to them. If you’re looking for business ideas to

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attracting customers

Marketing Madness: Why Your Strategy Crashes Quickly

Every product or service has a life cycle. Therefore, businesses shouldn’t employ the same marketing tactic for each stage of that life cycle. A measure of a great marketing strategy is how well it prolongs a product’s life cycle. If you plan to implement various marketing ploys, your chief marketing executive has to be knowledgeable

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signing a mortgage

Mortgages: 4 Practical Purposes of Putting Some Money Down

The down payment is perhaps the biggest roadblock to homeownership in Kentucky. With the exception of the VA loan and USDA loan in Bowling Green, Plum Springs, Woodburn, and the rest of the state, most of the other mortgages on the market would require some money down. While there is no denying that building up a

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